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Personal assets and Liabilities

The purpose of these statistics is to provide register based information on the distribution of assets and liabilities in different strata in the population. In addition to this, it is also used in analyses of the pension system and to measure economic inequality. The statistics has been produced since 2014.

Statistical presentation

The statistics produces annual data on the value of pension schemes, value of real estate, cars, financial assets and liabilities on either personal or family level. The statistics can be grouped by family type, gender, age, income, ownership relation to the dwelling, municipalities etc. Since all data is person-specific, it can be combined with other person-specific data in Statistics Denmark’s databases.

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Statistical processing

Data from the different statistical sources are combined using the personal identification number.

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These statistics are relevant for researchers, ministries, organisations, pension funds and the media. It is used for forecasts on the pension system and, analyses on the level of wealth in different strata, the level of prosperity and the level of economic inequality. The statistical data and results are also used in other statistical areas within Statistics Denmark, e.g. in national accounting and as a supplement to the income statistics.

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Accuracy and reliability

The quality of the financial data is high since most of the data is validated by the tax authorities. But there can be some uncertainty regarding the precise classification of the individual financial components if the classification does not have tax-related or administrative importance. There is much larger uncertainty on the imputed market value of owned property and cars and the value of lifetime pensions. Data on assets that can not be linked to persons is not included.

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Timeliness and punctuality

These statistics are published approx. 12 months after the end of the reference year. Publications are released on time without delays, as stated in the release calendar.

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These statistics have been compiled since 2014 and are comparable over time with the exception of minor data inconsistencies between 2015 and 2016 and between 2016 and 2017 in the classifications.. These statistics are compiled according to common European guidelines, but are unique as the only complete register based statistics with almost full coverage on wealth and liabilities. Use caution if doing international comparisons.

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Accessibility and clarity

These statistics are published yearly in a Danish press release, at the same time as the tables are updated in the StatBank. In the StatBank, these statistics can be found under Family distributed assets and liabilities. For further information, go to the subject page.

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