SEQUENCE;CODE;LEVEL;TITLE;GENERAL_NOTES;INCLUDES;ALSO_INCLUDES;EXCLUDES;CASELAW;UNITOFMEASURE
1;"HF.1";1;Government schemes and compulsory contributory health care financing schemes;This category includes all schemes aimed at ensuring access to basic health care for the whole society, a large part of it, or at least some vulnerable groups. Included are: government schemes, social health insurance, compulsory private insurance and compulsory medical saving accounts.;;;;;
2;"HF.1.1";2;Government schemes;The characteristics of government health care financing schemes are determined by law or by the government. A separate budget is set for the programme, and a government unit has an overall responsibility for it. Usually, but not necessarily, government schemes are operated by government unit(s). The government schemes may also be managed by NPISH or by an enterprise.;;;;;
3;"HF.2";1;Voluntary health care payment schemes (other than OOP);This category includes all domestic pre-paid health care financing schemes under which the access to health services is at the discretion of private actors (though this “discretion” can and often is influenced by government laws and regulations). Included are: voluntary health insurance, NPISH financing schemes and Enterprise financing schemes.;;;;;
4;"HF.2.1";2;Voluntary health insurance schemes;Voluntary health insurance schemes are based upon the purchase of a health insurance policy, which is not made compulsory by government. Insurance premiums may be directly or indirectly subsidised by the government.;;;;;
5;"HF.2.2";2;NPISH financing schemes;Non-profit institutions (NPISH) financing schemes means non-compulsory financing arrangements and programmes with non-contributory benefit entitlement that are based on donations from the general public, the government or corporations.;;;;;
6;"HF.2.3";2;Enterprise financing schemes;This category includes primarily arrangements where enterprises directly provide or finance health services for their employees (such as occupational health services), without the involvement of an insurance-type scheme. Therefore, this excludes employer-based insurance schemes.;;;;;
7;"HF.3";1;Household out-of-pocket (OOP);Households’ out-of-pocket expenditure by definition is regarded as a financing scheme. Its distinguishing characteristic is that it is a direct payment for health care goods and services from the household primary income or savings (no third-party payer is involved): the payment is made by the user at the time of the purchase of goods or use of services.;;;;;
8;"HF.3.1";2;Household out-of-pocket (OOP) excluding cost-sharing;This category includes out-of-pocket payments without financing by a third-party payer.;;;;;
9;"HF.3.2";2;Household out-of-pocket (OOP) including cost-sharing;This category includes out-of-pocket payments with cost-sharing by a third-party payer. The third-party may be the government or private insurance schemes.;;;;;
10;"HF.4";1;Rest of the world;This item comprises financial arrangements involving institutional units (or managed by institutional units) that are resident abroad, but who collect, pool resources and purchase health care goods and services on behalf of residents, without transiting their funds through a resident scheme.;;;;;